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My dad came to live with me after getting sick, and my sister moved in to help. His long-term care costs us over $4,000 a month.

Facing caregiving costs for her elderly father, Teri Carlyle shares insights on managing long-term care, which she shares with her siblings.

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My dad came to live with me after getting sick, and my sister moved in to help. His long-term care costs us over $4,000 a month.

Teri Carlyle is caring for her father, who lives with her and her sister.Teri CarlyleTeri Carlyle shares her family's journey of caregiving for her aging father in Vallejo, California.Carlyle manages her father's long-term care costs, as he lives with her and her sister.

Carlyle said she's trying to cut expenses, but will never put her father in a facility.This as-told-to essay is based on a conversation with Teri Carlyle, 58, who lives with her sister and father in Vallejo, California. Carlyle said the multigenerational living arrangement has worked well for them and allowed the family to cut costs.

This interview has been edited for length and clarity.I've had an amazing life. I knew my great-grandparents, so I know what it looks like to age with dignity and grace.

My grandparents were loving and supported us. I've traveled the world, and I'm a director of finance and operations at a nonprofit.My parents were married for 64 years when my mom died.

My mom retired from the federal government, while my dad retired from Sears. They owned a motorhome and traveled the country for seven months out of the year. They had joined all these RV clubs.

But when my parents got sick, they came to live with me. Are you paying for your own or your loved one's long-term care? Do you have thoughts to share about long-term care in the US?

To share your story with a reporter, please fill out this quick form. My parents' health started to declineIn 2021, my father had a stroke. Although he wasn't paralyzed, he started having mobility issues, which put him in a wheelchair.

My mom was my dad's primary caregiver.But one day in April 2023, I was at home working when my mom passed out. Little did we know that she had a heart problem.

She was healthy for most of her life, and this was completely out of the blue. Her legs started swelling.Both of them needed more formal care, which we knew we had to pay for out of pocket.

I rented out my parents' house in 2022, and they both moved in with me.It

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